California Personal Injury and Insurance Blogtag:typepad.com,2003:weblog-2303952008-11-12T08:25:08-08:00Information and insights for consumers regarding personal injury law, insurance, and the tort system.TypePadThis is an XML content feed. It is intended to be viewed in a newsreader or syndicated to another site, subject to copyright and fair use.Single Limit Policytag:typepad.com,2003:post-584076482008-11-12T08:25:08-08:002008-11-12T08:25:19-08:00I have a friend looking for new homeowners insurance. She is changing from a major insurer to a less well known insurer, but in my opinion a better insurer. She then asked me to review the policies and explain the...steinlawUNUM Found Guilty of Fraudtag:typepad.com,2003:post-575235672008-10-24T15:53:43-07:002008-10-24T15:54:02-07:00This just came across my desk: "A Boston jury has found that Unum(NYSE: UNM), the nation's largest disability provider, defrauded the UnitedStates by forcing its customers to submit false claims for disabilitybenefits to the Social Security Administration (SSA), when Unum...steinlawAIG - At It aGaintag:typepad.com,2003:post-567475332008-10-08T21:05:52-07:002008-10-08T21:06:03-07:00AIG should have a new name - At It aGain. (Sorry, I had to take a little creative license to make it work.) AIG just got bailed out from the government. So, what do they do? Spend over $200,000 on...steinlawSettling a Property Damage Claimtag:typepad.com,2003:post-559376742008-09-21T10:21:31-07:002008-09-21T10:21:55-07:00Okay, so hypothetically lets say you are leasing a 2007 Lamborghini. Nice car. Very nice. You have collision coverage on it, as is required by the lease. And some guy driving a 1972 Ford Pinto rear ends you. After all,...steinlawRoad Safety Measurestag:typepad.com,2003:post-557005442008-09-16T09:03:08-07:002008-09-16T09:03:24-07:00Tony Bizjak of the Sacramento Bee had an article in yesterdays paper about road safety measures. Some of the ideas are counter-intuitive but work. These ideas include removing safety devices like stop signs. Tony writes: "Danger lurks on the road,...steinlawFive Truths About Drivingtag:typepad.com,2003:post-553353122008-09-08T20:38:23-07:002008-09-08T20:38:57-07:00Since he is such a better writer than me (hence he gets paid for it and I don't), I am going to paste Tony Bizjak's article from the Sacramento Bee today: Today, we unveil five "truths" you should know about...steinlawHealth Insurers Mining Datatag:typepad.com,2003:post-537379522008-08-04T09:36:25-07:002008-08-04T09:36:38-07:00The Washington Post is reporting that health insurers are now mining data from a variety of databases when you apply for insurance. From the story by Ellen Nakashima: "Health and life insurance companies have access to a powerful new tool...steinlawCollision, Comprehensive and Claims - Oh Mytag:typepad.com,2003:post-534754322008-07-29T20:42:14-07:002008-07-29T20:42:27-07:00I know I have written about this before, but it comes up fairly frequently in my practice. What is comprehensive? What is collision? Can my rates go up for filing one of these claims? So, lets start with the basics....steinlawInsurable Interesttag:typepad.com,2003:post-532045842008-07-24T20:25:51-07:002008-07-24T20:26:08-07:00I was driving the other day with the radio on and an ad came on for an insurance broker. The broker, who shall remain nameless, insures hard to insure drivers. You know, tickets, DUIs, accidents, young drivers, etc.... The ad...steinlawYour Insurance Reviewtag:typepad.com,2003:post-527548662008-07-15T21:24:16-07:002008-07-15T21:24:36-07:00Have you had your insurance review this year yet? What review, you ask? Good question. Your auto and homeowners insurance needs may change every year. For example, you may need to increase your insurance coverages. Or, maybe your old car...steinlaw