This is an important question. Why? Because your medical bills are part of the settlement of your case. When you are injured, you are entitled to recover your medical bills, both past and future, as well as your pain and suffering.
This should be relatively straightforward, right? After all, add up your medical bills and you have your number. At least, that is what most of us would do. But, in law, there is more to it.
Plaintiff's attorneys, people who represent the injured party, take the side that most of you take: it is the amount of the medical bills. Insurance companies believe that your medical bills are actually only the amount paid by your health insurance, Medi-cal or Medi-Care. In other words, the insurance companies want to pay as little as possible. Is anyone really surprised? Probably not!
If you are injured, you need to demand payment in full for your medical bills. Do not let them reduce the bills down to the amount paid. There is no authority in the law for them to do this, especially if you have private insurance. If they refuse, you should talk to an attorney.