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    Jonathan Gregg Stein
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« FAQ: When do I get my money from a settlement? | Main | FAQ: Can they have to make me keep my car? »

FAQ: I caused an accident and have no insurance. What can I do?

Q: I was in an accident. It was my fault. I don't have insurance. What can I do?

A: You have a few options:

A - You pay him the amount of the estimate.

B - You ask him to get two or three estimates and you pay off of one of those estimates.

C - You make him sue you in small claims court and, when you lose, the judge sets the amount of damages.

D - You make him file a claim with his auto insurance and then they sue you for the damages. They may also report it to a collection agency and let the collection agency ding your credit report.

E - You tell him you have no money and offer to make payments to him. Then, you make the payments.

Remember, if you choose option D, you need to make sure that you know your rights. You may want to check out my debt blog that discusses your rights. Also, look for my prior posts about dealing with the insurance company and the bully tactics that they use.

February 28, 2007 in Auto Insurance, Claims, Insurance and Claims FAQ, Law |

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Comments

I enjoyed reading your blog. Nice job.

Posted by: Gary Brown | April 30, 2007 at 11:30 PM

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    This blog is made available by the lawyer publisher for educational purposes only as well as to give information and a general understanding of the law, not to provide specific legal advice. By using this blog site you understand that there is no attorney client relationship between you and the Blog publisher. The Blog should not be used as a substitute for competent legal advice from a licensed professional attorney in your state. Jonathan G. Stein, is licensed to practice law in the state of California only.