Read your policy

Yes, today's topic is to read! That is it. Just read. You have a four day weekend coming up and I think you should spend an hour reading.

Okay, not just any reading, but read your policy. I am surprised at the number of times people call me and have not read their policy. Sure, I know most of what it says, but there are some really odd policies out there. For instance, did you know that if you own a dog, some insurance companies will not pay for a dog bite. Now, how helpful is that? Of course, if you don't know this, you don't know how useful your insurance policy is going to be when you need it.

I know it is boring. But spend some time reading your policy. See what is covered, what is not covered, and figure out whether your policy is useful!

Comments

[Michaela Roberts]

I couldn't agree with you any more on the issue of thoroughly reading the fine print in your insurance policy. If people don't understand exactly what their policy and does and doesn't cover them for, if issues arise, it really can be nightmarish. I know the customer service reps working for insurance companies would have a great load taken off them if people knew exactly what their policy covered them for. Also, it's just good common sense for customers to do the reading. I think it is absolutely essential that reps selling insurance make it totally clear to customers that reading the fine print is really important!

[John Rogers]

Can't something be done with all this spam? Any moderators still alive on this blog?

[John Rogers]

Companies should write much more accessible policies though, most of m don't look inviting to read

[Will]

Amen. Especially read what your coverages are so you are not surprised when you get in a wreck and your don't have medpay/PIP or enough UM/UIM coverage.