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FAQ: Uninsured motorist coverage and waivers

Q: I do not want uninsured motorist coverage. What do I have to do?

A: You MUST waive uninsured motorist coverage in writing. The law requires that every insurer offer you uninsured motorist coverage. If you do not want it, the legislature requires that you take steps to show everyone you don't want it - and that means you must sign a form agreeing that you do not want it.

As I have said before, uninsured motorist is one of the most important coverages you can buy. You should never sign the waiver and pay the extra few dollars to get this valuable coverage.

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    This blog is made available by the lawyer publisher for educational purposes only as well as to give information and a general understanding of the law, not to provide specific legal advice. By using this blog site you understand that there is no attorney client relationship between you and the Blog publisher. The Blog should not be used as a substitute for competent legal advice from a licensed professional attorney in your state. Jonathan G. Stein, is licensed to practice law in the state of California only.