It is not often that I give insurance companies "props," so to speak. I am critical of a lot of what they do, although I do tell you when I come across something good.
Well, here is another good thing. Esurance has a great program to quote you. In about 3 minutes, I received a quote from them online and quotes from three of their competitors. Not bad. 3 minutes of my life and could have saved, well, nothing in this case. They were about $300 more per year than I am currently paying. However, it is well worth three minutes of your time to see how much you can save.
Caveat: I recommend you click on the apples to apples comparison instead of the other options. This lets you compare your current policy to their policy. If you do not have a policy, than you should read through the options and click on "standard."
Caveat 2: There is "agent" to help you and I don't always trust the people who are at a 24 hour call center, so it is best to call around as well.
I don't think it is a lack of trust. Okay, yes it is a lack of trust. They are not licensed insurance agents. Ask one of them to explain to you why you need one coverage instead of another. Or ask them how best to protect yourself from being sued. They will have a generic canned answer. Why? Because they are not insurance professionals, like your local agent. I am a big believer that you should work with someone who is a professional because they understand different ways of helping you accomplish your goals.
Jonathan
Posted by: Jonathan | March 31, 2006 at 07:19 AM
Why don't you trust the people at the call center? Just curious. My policy (outside of CA) is with esurance just because the process was so easy. I do remember that they were a little more expensive than a few other quotes, but the accessability definitely won brownie points.
Posted by: Snewo | March 31, 2006 at 06:06 AM